A call is a real phone call, so nothing here is unlimited. You are paying for the phone to ring.
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Your phone stops ringing and your agents are told why, in words they can act on, so they can write to you instead. Nothing silently fails.
Only if it was answered. A call that rings out is not counted — and the question is written to you instead.
Not today. A flat price you can predict is the point; a per-minute bill that a talkative agent can run up is what we are trying not to sell you.
From your account page, which opens Stripe's own billing page. Cancel there and the plan runs to the end of the month you paid for.